Chapter 13 Bankruptcy Attorney in Richmond, VA
Filing for Chapter 13 protection allows individuals with a regular income to create a court-approved repayment plan to manage their debts. This plan typically spans three to five years, giving you the time and structure needed to catch up on missed payments, stop foreclosure, and work toward financial stability without liquidating your assets.
We Understand Your Unique Situation
At The Massie Law Firm, we recognize that every client’s situation is unique. Whether you're behind on your mortgage, facing collection calls, or simply overwhelmed by debt, our legal team is here to help. We’ll take the time to analyze your income, assets, and liabilities to develop a realistic and effective Chapter 13 repayment plan.
At The Massie Law Firm, we recognize that every client’s situation is unique. Whether you're behind on your mortgage, facing collection calls, or simply overwhelmed by debt, our legal team is here to help. We’ll take the time to analyze your income, assets, and liabilities to develop a realistic and effective Chapter 13 repayment plan.
Foreclosure Prevention
One of the biggest benefits of Chapter 13 is its power to stop foreclosure. If you’re behind on mortgage payments, filing under Chapter 13 can halt the foreclosure process and give you the chance to catch up on what you owe through your repayment plan—helping you keep your home while resolving other debts.
One of the biggest benefits of Chapter 13 is its power to stop foreclosure. If you’re behind on mortgage payments, filing under Chapter 13 can halt the foreclosure process and give you the chance to catch up on what you owe through your repayment plan—helping you keep your home while resolving other debts.

Free Consultation
The Massie Law Firm is committed to helping individuals and families throughout Richmond, VA, find lasting solutions to their debt problems. If you're considering Chapter 13 bankruptcy or simply want to understand your options, reach out today for a FREE CONSULTATION with our experienced legal team.
The Massie Law Firm is committed to helping individuals and families throughout Richmond, VA, find lasting solutions to their debt problems. If you're considering Chapter 13 bankruptcy or simply want to understand your options, reach out today for a FREE CONSULTATION with our experienced legal team.